Volkswagen Finance

Forward thinking finance

We’re out to prove that there still are some guarantees in life. We’ve developed Volkswagen Choice^ – a flexible finance solution that provides you with the assurance of knowing exactly what the minimum value of your vehicle will be down the track. With Volkswagen Choice^, you can enjoy everything your vehicle offers, without worrying about what the future will bring.
  • → Choose the Volkswagen that you love from a range of Volkswagen new and demo vehicles
  • → Peace of mind knowing the minimum future value of your Volkswagen right from the start, so you know it will retain its value over time^
  • → Be prepared for anything with convenient choices at the end of your contract
  • Personally tailored solutions, based on your term and vehicle usage
  • → Opportunity to upgrade your Volkswagen to the latest model more often, enjoying the best innovations and new technologies

Simple Steps

Volkswagen Choice makes the process easy. Just a few steps and you’ll be driving away in your new car, secure in the knowledge of the minimum value it will retain at the end of your term. Plus, you don’t have to lock yourself into anything that will restrict your options down the track – what you do at the end of the term is up to you.

How to get started.

Choose your favourite Volkswagen model.

Choose your preferred term from between 12 and 48 months, along with an annual km allowance and repayment options that suit your lifestyle.

At the end of your chosen term, select from one of the three below end of term options;

How it works.

Trade in.

If you wish to trade-in your Volkswagen for a new vehicle, all you need to do is return it to the dealership. If the trade-in value is higher than the Guaranteed Future Value, you can use this equity towards your new vehicle.


If you prefer to retain your Volkswagen, simply let us know. Provided that you also meet the relevant payment obligations under your contract, you can purchase your vehicle outright for the Guaranteed Future Value price locked in at the start of the contract. Then your Volkswagen is yours to keep. Or you can choose to refinance your balloon at the end of the term.


All you need to do is hand your car back and, if the vehicle meets the agreed kilometre and fair wear and tear requirements, you will have no more to pay.


  • → Peace of mind knowing the minimum future value^ of your Volkswagen right from the start
  • → You have three options at the end of your Volkswagen Financial Services contract
  • → A personally tailored finance solution, based on the term and kilometre usage of your vehicle
  • Upgrade your Volkswagen to the latest model more often, enjoying the best innovations and technologies

Maintaining your vehicle.

Your new Volkswagen is an investment in quality, and we understand that you’ll want to keep it in premium condition. To ensure the integrity of the Guaranteed Future Value Program^, your Volkswagen must be in acceptable condition when you return it to us and must not exceed the kilometre limit. Of course, we also understand that some reasonable wear and tear is only to be expected, but it needs to remain within the provisions set by your Volkswagen Financial Services contract. Download our Fair Wear and Tear Guide below. If you have exceeded your nominated kilometre allowance, that will reduce your Guaranteed Future Value. However, this won’t affect your ability to trade-in, retain or return your vehicle.

^The Volkswagen Choice Program consists of an option to return the vehicle to Volkswagen Financial Services (VFS)** at the end of the term and require VFS** to purchase the vehicle at an agreed price known as the Guaranteed Future Value or GFV as determined by VFS** and set out in your contract. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV. The GFV is not a representation by VFS** as to the likely market value of the vehicle as at the end of your contract. The option is available on new and demonstrator Volkswagen vehicles for selected models only. Please verify with your dealership the vehicles that are eligible for the program. The GFV will be reduced, and you will be liable for any loan contract deficit, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition in accordance with the Fair Wear and Tear Guide available at Other terms and conditions apply. The cost of the Volkswagen Choice Program is incorporated into the applicable interest rate. Please read the full terms and conditions. Please consider whether these products and services are appropriate for your circumstances. Before acting on any of the information on this page, please seek independent financial and tax advice. Full terms and conditions are available upon application. Available only to approved applicants of VFS**. Subject to credit assessment. Standard fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available at participating Volkswagen dealers. **VFS is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460. Australian Credit Licence 389344.

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565 Springvale Road Mulgrave VIC 3170